/* ══════════════════════════════════════════
   HOME HERO SECTION
══════════════════════════════════════════ */
.home-hero {
  display: flex;
  align-items: center;
  gap: 40px;
  padding: 94px var(--section-x);
  background: linear-gradient(90deg, #0b1f3b 0%, #0b1f3b 100%);
  position: relative;
  overflow: hidden;
  min-height: 747px;
}

/* subtle radial gold glow top-right (matches Figma) */
.home-hero::before {
  content: '';
  position: absolute;
  top: -100px;
  right: 200px;
  width: 500px;
  height: 500px;
  background: radial-gradient(ellipse at center, rgba(201,167,92,0.18) 0%, transparent 70%);
  pointer-events: none;
  z-index: 0;
}

.home-hero > * { position: relative; z-index: 1; }

/* ── Left ── */
.home-hero__left {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 34px;
  min-width: 0;
}

/* Tagline pill */
.home-hero__tagline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: 1px solid #c9a75c;
  border-radius: var(--radius-pill);
  padding: 8px 16px;
  font-family: var(--font-ui);
  font-size: 14px;
  font-weight: 500;
  color: #c9a75c;
  width: fit-content;
}

/* Heading */
.home-hero__heading {
  font-family: var(--font-display);
  font-size: 54px;
  font-weight: 700;
  color: var(--color-white);
  line-height: 1.15;
  margin: 0;
}

.home-hero__heading--gold { color: #c9a75c; }

/* Description */
.home-hero__desc {
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 400;
  color: #f7f2ea;
  line-height: 24px;
  margin: 0;
}

/* CTA Buttons */
.home-hero__btns {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}

.home-hero__btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  border-radius: var(--radius-sm);
  font-family: var(--font-ui);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.1px;
  white-space: nowrap;
  transition: opacity .2s;
  cursor: pointer;
}

.home-hero__btn:hover { opacity: .85; }

.home-hero__btn--gold {
  background-color: #c9a75c;
  color: #0b1f3b;
  border: none;
}

.home-hero__btn--outline {
  background-color: transparent;
  color: var(--color-white);
  border: 1px solid #d2d2cc;
}

.home-hero__btn-arrow {
  width: 18px;
  height: 18px;
  transform: rotate(45deg);
  display: inline-block;
}

/* Feature checklist */
.home-hero__features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px 22px;
}

.home-hero__feature {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-family: var(--font-ui);
  font-size: 16px;
  font-weight: 600;
  color: #f7f2ea;
  line-height: 24px;
}

/* ── Right ── */
.home-hero__right {
  position: relative;
  width: 545px;
  flex-shrink: 0;
  align-self: stretch;
  display: flex;
  align-items: center;
}

/* Main image card */
.home-hero__img-card {
  position: absolute;
  left: 66px;
  top: 0;
  width: 479px;
  height: 598px;
  border: 1px solid #c9a75c;
  border-radius: var(--radius-md);
  overflow: hidden;
}

.home-hero__img-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
}

/* Floating cards */
.home-hero__float {
  position: absolute;
  background-color: var(--color-white);
  border: 1px solid #c9a75c;
  border-radius: 14px;
  z-index: 2;
}

/* Top-right float */
.home-hero__float--top {
  top: 84px;
  right: -56px;
  padding: 14px 18px;
  display: flex;
  flex-direction: column;
  gap: 4px;
  min-width: 180px;
}

/* Bottom-left float */
.home-hero__float--bottom {
  bottom: 84px;
  left: 0;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  gap: 10px;
  width: 228px;
}

.home-hero__float-label {
  font-family: var(--font-ui);
  font-size: 11px;
  font-weight: 600;
  color: #c9a75c;
  margin: 0;
  white-space: nowrap;
}

.home-hero__float-title {
  font-family: var(--font-ui);
  font-size: 13px;
  font-weight: 700;
  color: var(--color-body);
  margin: 0;
  white-space: nowrap;
}

.home-hero__float-sub {
  font-family: var(--font-ui);
  font-size: 11px;
  font-weight: 400;
  color: var(--color-body);
  margin: 0;
}

.home-hero__float-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  background-color: #f7f2ea;
  border-radius: var(--radius-pill);
  flex-shrink: 0;
  padding: 2px;
}

/* ── Responsive ── */
@media (max-width: 1199px) {
  .home-hero__img-card { width: 380px; height: 480px; }
  .home-hero__right { width: 440px; }
  .home-hero__heading { font-size: 42px; }
}

@media (max-width: 991px) {
  .home-hero {
    flex-direction: column;
    padding-bottom: 60px;
  }
  .home-hero__right {
    width: 100%;
    height: 400px;
  }
  .home-hero__img-card {
    left: 0;
    width: 100%;
    height: 400px;
    position: relative;
  }
  .home-hero__float--top { top: 10px; right: 10px; }
  .home-hero__float--bottom { bottom: 10px; left: 10px; }
}

@media (max-width: 767px) {
  .home-hero__heading { font-size: 30px; }
  .home-hero__features { grid-template-columns: 1fr; }
  .home-hero__btns { flex-direction: column; align-items: flex-start; }
}

/* ══════════════════════════════════════════
   TRUST BAR
══════════════════════════════════════════ */
.trust-bar {
  display: flex;
  align-items: center;
  gap: 22px;
  padding: 32px var(--section-x);
  background-color: var(--color-white);
}

.trust-bar__item {
  display: flex;
  flex: 1;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  border-radius: 14px;
  min-width: 0;
}

.trust-bar__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  background-color: #f3f5f7;
  border-radius: var(--radius-sm);
  flex-shrink: 0;
  padding: 2px;
}

.trust-bar__label {
  font-family: var(--font-ui);
  font-size: 16px;
  font-weight: 600;
  color: var(--color-body);
  line-height: 20px;
}

/* ── Responsive ── */
@media (max-width: 991px) {
  .trust-bar {
    flex-wrap: wrap;
    gap: 12px;
  }

  .trust-bar__item {
    flex: 1 1 calc(50% - 12px);
  }
}

@media (max-width: 576px) {
  .trust-bar__item {
    flex: 1 1 100%;
  }
}

/* ══════════════════════════════════════════
   OUR SERVICES SECTION
══════════════════════════════════════════ */
.services-section {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 48px;
  padding: 80px var(--section-x);
  background-color: #f7f6f3;
}

/* ── Header ── */
.services-section__header {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  max-width: 1100px;
  text-align: center;
}

.services-section__heading {
  font-family: var(--font-display);
  font-size: 42px;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.2;
  margin: 0;
}

.services-section__heading--gold { color: #c9a75c; }

.services-section__subtext {
  font-family: var(--font-ui);
  font-size: 16px;
  font-weight: 400;
  color: #0f2447;
  line-height: 24px;
  margin: 0;
}

/* ── Cards Grid ── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  width: 100%;
}

/* ── Service Card ── */
.svc-card {
  background-color: var(--color-white);
  border: 1px solid #f7f2ea;
  border-radius: var(--radius-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 24px;
  transition: box-shadow .25s, border-color .25s;
}

.svc-card:hover,
.svc-card--hover {
  box-shadow: 0 6px 12px rgba(10, 18, 41, 0.10);
  border-color: #f7f2ea;
  border-width: 1.5px;
}

.svc-card__top {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

/* Icon wrapper */
.svc-card__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background-color: #f7f3e9;
  border-radius: var(--radius-sm);
  padding: 2px;
  flex-shrink: 0;
}

.svc-card__title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  color: var(--color-primary);
  line-height: 26px;
  margin: 0;
}

.svc-card__desc {
  font-family: var(--font-ui);
  font-size: 16px;
  font-weight: 400;
  color: #0f2447;
  line-height: 24px;
  margin: 0;
}

/* Learn More link */
.svc-card__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-ui);
  font-size: 13px;
  font-weight: 600;
  color: #c9a75c;
  letter-spacing: 0.1px;
  white-space: nowrap;
  transition: opacity .2s;
}

.svc-card__link:hover { opacity: .75; }

.svc-card__link-arrow {
  width: 13px;
  height: 13px;
  transform: rotate(45deg);
  display: inline-block;
}

/* ── Responsive ── */
@media (max-width: 1199px) {
  .services-grid { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 991px) {
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .services-section__heading { font-size: 32px; }
}

@media (max-width: 576px) {
  .services-grid { grid-template-columns: 1fr; }
  .services-section__heading { font-size: 26px; }
}

/* ══════════════════════════════════════════
   OUR PROCESS SECTION
══════════════════════════════════════════ */
.process-section {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 48px;
  padding: 80px var(--section-x);
  background-color: #f7f6f3;
}

/* ── Header ── */
.process-section__header {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  max-width: 1100px;
  text-align: center;
}

.process-section__heading {
  font-family: var(--font-display);
  font-size: 42px;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.2;
  margin: 0;
}

.process-section__heading--gold { color: #c9a75c; }

.process-section__subtext {
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 400;
  color: var(--color-body);
  line-height: 24px;
  margin: 0;
}

/* ── Steps wrapper ── */
.process-steps {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  width: 100%;
}

/* ── Individual step ── */
.process-step {
  display: flex;
  align-items: center;
  gap: 15px;
  padding: 24px;
  border-radius: 20px;
  overflow: hidden;
  width: 100%;
}

/* Active (first) step — dark navy */
.process-step:hover {
    background-color: var(--color-primary);
}

.process-step:hover .process-step__title,
.process-step:hover .process-step__desc {
    color: var(--color-white);
}

.process-step:hover .process-step__icon{
    background-color: #313A42;
}

/* Light steps */
.process-step--light {
  background-color: var(--color-white);
}

/* ── Icon bubble ── */
.process-step__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 64px;
  height: 64px;
  border-radius: var(--radius-pill);
  flex-shrink: 0;
  padding: 16px;
}

.process-step__icon--dark  { background-color: #313a42; }
.process-step__icon--light { background-color: #f3f5f7; }

/* ── Text ── */
.process-step__text {
  display: flex;
  flex-direction: column;
  gap: 4px;
  flex: 1;
  min-width: 0;
}

.process-step__title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 700;
  color: var(--color-white);
  line-height: 28px;
  margin: 0;
}

.process-step__title--dark { color: var(--color-primary); }

.process-step__desc {
  font-family: var(--font-ui);
  font-size: 16px;
  font-weight: 400;
  color: var(--color-white);
  line-height: 24px;
  margin: 0;
}

.process-step__desc--dark { color: #0f2447; }

/* ── Connector line between steps ── */
.process-connector {
  width: 2px;
  height: 32px;
  background-color: #c9a75c;
  margin-left: 55px; /* aligns with center of icon (24px padding + 16px half icon width + 15px gap) */
  flex-shrink: 0;
}

/* ── CTA Buttons — reuses .why-btn from previous section ── */
.process-section__btns {
  display: flex;
  align-items: center;
  gap: 24px;
}

/* ── Responsive ── */
@media (max-width: 991px) {
  .process-section__heading { font-size: 32px; }
  .process-step { flex-direction: row; }
}

@media (max-width: 767px) {
  .process-section__heading { font-size: 26px; }
  .process-section__btns { flex-direction: column; align-items: stretch; }
  .why-btn { justify-content: center; }
  .process-connector { margin-left: 43px; }
}
/* ══════════════════════════════════════════
   ADVISORY TEAM SECTION
══════════════════════════════════════════ */
.advisory-section {
  background-color: #f7f6f3;
  padding: 80px var(--section-x);
}

.advisory-section__inner {
  display: flex;
  flex-direction: column;
  gap: 60px;
  background: linear-gradient(90deg, #0b1f3b 0%, #0b1f3b 100%);
  border-radius: 24px;
  padding: 94px 100px;
  position: relative;
  overflow: hidden;
  box-shadow: 0px 4px 4px 0px rgba(0, 0, 0, 0.25);
}

/* Gold radial glow overlay */
.advisory-section__inner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(
    ellipse 400px 600px at 65% -10%,
    rgba(201, 167, 92, 0.22) 0%,
    rgba(151, 125, 69, 0.12) 20%,
    rgba(50, 42, 23, 0.05) 50%,
    transparent 70%
  );
  pointer-events: none;
  z-index: 0;
}

.advisory-section__inner > * {
  position: relative;
  z-index: 1;
}

/* Header */
.advisory-section__header {
  display: flex;
  flex-direction: column;
  gap: 20px;
  width: 100%;
}

.advisory-section__label {
  font-family: var(--font-ui);
  font-size: 14px;
  font-weight: 500;
  color: #c9a75c;
  letter-spacing: 0.04em;
  margin: 0;
  line-height: 20px;
}

.advisory-section__heading {
  font-family: var(--font-display);
  font-size: 40px;
  font-weight: 600;
  color: #ffffff;
  line-height: 1.35;
  margin: 0;
  max-width: 100%;
}

.advisory-section__subtext {
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 400;
  color: #f7f2ea;
  line-height: 24px;
  margin: 0;
  max-width: 100%;
}

/* Cards row */
.advisory-cards {
  display: flex;
  gap: 24px;
  align-items: stretch;
  width: 100%;
}

/* Individual card */
.advisory-card {
  flex: 1 0 0;
  min-width: 0;
  background: #ffffff;
  border: 1.5px solid #f7f2ea;
  border-radius: var(--radius-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  box-shadow: 0px 6px 12px 0px rgba(10, 18, 41, 0.1);
  overflow: hidden;
}

.advisory-card__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
}

.advisory-card__icon-wrap {
  width: 48px;
  height: 48px;
  background: #f7f3e9;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  padding: 2px;
}

.advisory-card__number {
  font-family: var(--font-display);
  font-size: 80px;
  font-weight: 600;
  line-height: 1;
  color: rgba(11, 31, 59, 0.1);
  white-space: nowrap;
  user-select: none;
}

.advisory-card__body {
  display: flex;
  flex-direction: column;
  gap: 14px;
  width: 100%;
}

.advisory-card__title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  color: #0b1f3b;
  line-height: 26px;
  margin: 0;
  white-space: nowrap;
}

.advisory-card__desc {
  font-family: var(--font-ui);
  font-size: 16px;
  font-weight: 400;
  color: #0f2447;
  line-height: 24px;
  margin: 0;
}

/* ── Responsive ── */
@media (max-width: 1199px) {
  .advisory-section__inner { padding: 60px 60px; }
  .advisory-section__heading { font-size: 34px; }
}

@media (max-width: 991px) {
  .advisory-section { padding: 60px 40px; }
  .advisory-section__inner { padding: 50px 40px; gap: 40px; border-radius: 18px; }
  .advisory-cards { flex-wrap: wrap; }
  .advisory-card { flex: 1 1 calc(50% - 12px); min-width: calc(50% - 12px); }
  .advisory-section__heading { font-size: 30px; }
  .advisory-card__number { font-size: 60px; }
}

@media (max-width: 767px) {
  .advisory-section { padding: 40px 20px; }
  .advisory-section__inner { padding: 40px 24px; gap: 32px; border-radius: 14px; }
  .advisory-cards { flex-direction: column; }
  .advisory-card { flex: 1 1 100%; }
  .advisory-section__heading { font-size: 26px; }
  .advisory-card__title { white-space: normal; }
  .advisory-card__number { font-size: 50px; }
}

/* ══════════════════════════════════════════
   CLAIM SUPPORT SECTION
══════════════════════════════════════════ */
.claim-section {
  background-color: var(--color-white);
  padding: 80px var(--section-x);
}

.claim-section__inner {
  display: flex;
  align-items: flex-start;
  gap: 48px;
  justify-content: center;
}

/* Large icon bubble */
.claim-section__icon-wrap {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100px;
  height: 100px;
  background-color: #f7f3e9;
  border-radius: 16px;
  padding: 2px;
  flex-shrink: 0;
}

/* Content block */
.claim-section__content {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
  max-width: 1100px;
  flex: 1;
  min-width: 0;
}

.claim-section__heading {
  font-family: var(--font-display);
  font-size: 42px;
  font-weight: 700;
  color: var(--color-primary);
  line-height: 1.2;
  margin: 0;
}

.claim-section__desc {
  font-family: var(--font-ui);
  font-size: 16px;
  font-weight: 400;
  color: #0f2447;
  line-height: 24px;
  margin: 0;
}

/* ── Responsive ── */
@media (max-width: 991px) {
  .claim-section__inner { flex-direction: column; align-items: flex-start; gap: 24px; }
  .claim-section__heading { font-size: 32px; }
}

@media (max-width: 767px) {
  .claim-section__heading { font-size: 26px; }
  .claim-section__icon-wrap { width: 72px; height: 72px; }
}